Foreclosure Prevention Counseling
There are many reasons homeowners face difficulty in making mortgage payments: unexpected expenses, loss of overtime, unemployment, overspending, illness/injury, disability, death, marriage, childrearing, divorce, education, and relocation. Whatever the reason, it is important to be informed of all available options and to act quickly.
To make an appointment at our office or on the phone, please call 803-733-5450.
Before you contact us, you will need to gather your current financial information in order for us to evaluate your financial circumstances. Please download and complete the counseling information. Bring this information, along with your loan documents and correspondence from your lender to your counseling appointment.
Download Early Intervention Housing Counseling Forms:
A reverse mortgage is a way for seniors (62 years of age and older) to access the money they have built up as equity in their home. Family Service Center has an AARP HECM (Home Equity Conversion Mortgage) certified counselor on staff to help you understand home equity mortgage options, consider the benefits of a reverse mortgage and if appropriate, help guide you through the application process.
Senior homeowners whose mortgage has been paid in full, or only has a very low balance remaining, can “borrow” funds against the value of their home. The lender will not require that any money be repaid until the homeowner moves out permanently, passes away or sells the home. Most programs usually require approved counseling—such as that provided by Family Service Center—before a reverse mortgage loan is approved.
Download Reverse Mortgage Forms
To make an appointment at our office or on the phone, please call 803-733-5450.
2712 Middleburg Drive | Suite 207-A | Columbia, SC 29204 | 1-800-922-5651 | 803-733-5450
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